The rates represented in this document assume the following:
- There are no borrower paid closing costs associated with the transaction, therefore the Rate and APR are the same
- The Rate is fixed for the full loan term
- Loan is amortized over 20 years
- The median acceptable credit score is 740 or better
- The Closed Loan to Value (CLTV) is 70% or less
Final approval subject to tri-merge credit report, complete loan application, appraisal for value, title report and other conditions deemed necessary by the lender. Rates subject to change without notice. Loan approval not guaranteed. Licensed under the California Department of Real Estate, Real Estate Broker License # 01820294.
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